The Money in the Bank ladder match is a multi-person ladder match held by the professional wrestling promotion WWE. First contested at WWE’s annual WrestleMania event beginning in 2005, a separate Money in the Bank pay-per-view was established in 2010. The prize in the match is a briefcase containing a contract for a championship match, which can be “cashed in” by the holder of the briefcase at any point in the year following their victory. If the contract is not used within the year of winning it, it will be invalid, but this has yet to happen. From its inception until 2017, only ladder matches featuring male wrestlers occurred, with the contract being for a world championship match. Beginning with the 2017 event, women also have the opportunity to compete in the match, with their prize being for a women’s championship match.
The first match was contested in 2005 at WrestleMania 21, after being invented (in kayfabe) by Chris Jericho. At the time, it was exclusive to wrestlers of the Raw brand, and Edge won the inaugural match. From then until 2010, the Money in the Bank ladder match, now open to all WWE brands, became a WrestleMania mainstay. 2010 saw a second and third Money in the Bank ladder match when the Money in the Bank pay-per-view debuted in July. Unlike the matches at WrestleMania, this new event featured two such ladder matches – one each for a contract for the WWE Championship and World Heavyweight Championship, respectively.
Before the establishment of the annual Money in the Bank pay-per-view, wrestlers were allowed to use the contract to claim a match for any world championship in WWE. After the establishment of the pay-per-view, the Money in the Bank contracts were specifically aimed at one or the other championship. With the unification of the WWE and World Heavyweight titles into the WWE World Heavyweight Championship in December 2013, there was only a single briefcase/contract in play. This went into effect beginning at the 2014 Money in the Bank pay-per-view event.
The brand extension returned after the 2016 event along with a second world championship again, but the 2017 Money in the Bank pay-per-view was made a SmackDown-exclusive event where the winner of the namesake match earned a contract for its world championship, the WWE Championship (formerly WWE World Heavyweight Championship). The 2017 event also featured the first-ever Women’s Money in the Bank ladder match where the winner received a contract for a SmackDown Women’s Championship match. Due to the controversy surrounding the win of that match, the first non-pay-per-view Money in the Bank ladder match occurred on the June 27 episode of SmackDown Live.
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